The University of Newcastle, Australia

Financial wellbeing

With so much time dedicated to attending classes and studying, it’s not uncommon for uni students to feel the pinch at the hip pocket.

If you are doing it tough financially – whether it be that you aren’t sure how you’ll afford your course or have the bills stacking up – there are a range of financial services to help keep you afloat.

Scholarships, loans and grants are all available, as is external financial support. The University’s career services can also help you to find a job.

If financial concerns are causing you stress or anxiety, contact a Student Support Advisor.

Tips for securing your financial wellbeing


You may be eligible for a student loan if you are can demonstrate genuine financial need – particularly if your ongoing studies are in jeopardy.

These short-term, interest-free loans are available to both domestic and international students who can demonstrate their ability to meet the required loan repayments.

For further information:


Domestic students may be eligible for one of two grants: the Student Hardship Grant, and the Student Placement Grant. You can find out more about this financial assistance by visiting Grants.

External support

If you need help to cover your living costs, check to see if you are eligible for assistance from Centrelink.

If you are a domestic student studying full time, you may be eligible for:

  • Youth Allowance: for students aged 16-24 years.
  • Austudy: for students aged 25 years and over.
  • Abstudy: for students of Aboriginal or Torres Strait Islander descent.


Scholarships are awarded to many different kinds of students for a range of purposes. They aren’t just considered based on your academic performance. Perhaps you contribute to the community through sport or music. Maybe you’re from a remote town, or have financial difficulties.

Visit our scholarships page to find out what’s available and whether you may be eligible.

Find a scholarship

Fees Read more about financial assistance options