Other help

No Interest Loan Scheme

    The ‘No Interest Loans (NILs)’ Scheme provides loans up to $3,000 for essentials good and services, with repayments set at an affordable amount over 18-24 months.

    Borrow up to $2,000 for essential goods and services, including car repairs and registration, education expenses such as laptops, tools and uniforms, whitegoods and furniture, medical and dental costs.

    Borrow up to $3,000 for housing expenses, including bond and rent in advance for a new rental property, council rates, or costs associated with a natural disaster.

    To be eligible, you must earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children, or have a Pension / Health Care card, or have experienced family or domestic violence n the last 10 years.

    You can find your nearest NILs provider HERE.

    Loans cannot be used for cash, rent arrears, debt consolidation, holidays or bills.

Accommodation  

TIP: Remember before signing any contract know your rights as a tenant in NSW. 

Fact: There are many different types of accommodation to choose from while you study here at Newcastle. All of them are covered by the Residential Tenancies Act 2010. The Act and the regulations set out a standard residential tenancy agreement that gives rights and obligations to landlords and tenants. The Act gives the NSW Civil and Administrative Tribunal (NCAT) power to hear and settle disputes about residential tenancies, including bond disputes.

Hunter Homeless Connect

Find local support services in Newcastle, e.g. housing, food, NILS and other resources: Hunter Homeless Connect Community Directory

Ask Izzy

Find the help you need, now and nearby by searching Ask Izzy.

Support for International Students

Service NSW and Study NSW have put together a list of resources: Support for International Students.