Other help

Other Help

Moneycare - Free Financial Counselling

Moneycare - Free Financial Counselling is available via phone and zoom. To book an appointment call 1800 722 363. is available via phone and zoom. To book an appointment call 1800 722 363.

You’re the Boss: Money wisdom for life booklet is a step-by-step guidebook will walk you through: understanding your money values, budgeting, navigating the Christmas season, insurance, saving strategies and managing life’s changes.

Community services

Find a financial counsellors

  • No Interest Loan Scheme

      The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit. Loans are between $300 and $1,200 for essential goods and services such as fridges, washing machines and medical procedures. Repayments are set up at an affordable amount over 12 to 18 months. To be eligible for NILS you must have a Health Care Card or earn less than $45,000 a year (after tax). Loans cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills.

  • Ask Izzy lists local services
  • Samaritans -  32 Brunker Avenue, Broadmeadow, 2292 NSW 02 4922 1509
  • Wesley Financial Counselling Services - 15 Denison Street, Newcastle West, 2302, NSW 02 4915 3688
  • Contact a Financial Counsellor


TIP: Remember before signing any contract know your rights as a tenant in NSW

Fact: There are many different types of accommodation to choose from while you study here at Newcastle. All of them are covered by the Residential Tenancies Act 2010. The Act and the regulations set out a standard residential tenancy agreement that gives rights and obligations to landlords and tenants. The Act gives the NSW Civil and Administrative Tribunal (NCAT) power to hear and settle disputes about residential tenancies, including bond disputes.

Hunter Homeless Connection

Has Local services in Newcastle, supports available for different categories i.e. housing, food, NILS and other helpful resources, just go to: Hunter Homeless Connect Community Directory

Ask Izzy

Find the help you need, now and nearby by searching Ask Izzy.

Saver  Plus

Saver Plus supports families and individuals on a tight budget to develop lasting savings habits through a financial education program.

Cost of Living

Cost of Living is provided by the NSW Government to help ease the cost of living with more than 70 rebates and savings.

Support for International Students

Service NSW and Study NSW have put a page of resources to support International Students.

The University of Newcastle acknowledges the traditional custodians of the lands within our footprint areas: Awabakal, Darkinjung, Biripai, Worimi, Wonnarua, and Eora Nations. We also pay respect to the wisdom of our Elders past and present.