Information on applying for an OS-HELP loan

OS-HELP loan


OS-HELP is a loan that assists eligible students, who are based in Australia, to undertake an overseas experience. Students may receive one loan per 6 month study period for one or two overseas study periods.

Any student applying for an OS-HELP loan must have completed 80 units of study prior to receiving the loan and have 10 units remaining to complete upon return to Australia.

Semester Exchange - You must be receiving a minimum of 30 units of credit for your semester exchange. 

Academic short course - You must be receiving atleast 10 or 20 units of credit for your academic short course depending on the length of the course.

Study tour / Placement / Internship - The overseas experience must count directly towards the completion of a specific course.

For 2014, the maximum you can borrow for a six-month study period is:

  • $6,362 (if you will not be studying in Asia); or
  • $7,635 if you will be studying in Asia; and
  • an additional $1,018 if you will be undertaking Asian language study in preparation for study in Asia.

OS-HELP is administered by the Fees & Scholarships section. To find out if you are eligible or to apply, please contact or visit them in the Hunter Hub to collect the application form.