Miss Josefa Henriquez
Associate Lecturer
Newcastle Business School
Career Summary
Biography
I'm an applied economist with strong industry experience and an international profile. I’m passionate about the application of economics to key public and private sector challenges, particularly health. My research addresses complex data analytics issues and is driven by a strong quantitative and empirical focus.
My PhD thesis focused on the design of healthcare systems to achieve equity and efficiency, with special focus on the role of competition, and innovative resource allocation methods to meet patients' needs and lower cost without quality compromise.
I have held research positions at top think tanks (Centro de Estudios Públicos, currently ranked N1 in Chile and Top 5 in Latin America – University of Pennsylvania ranking), and as an economic advisor for the Minister at the Ministry of Health (Chile), leading the team drafting the health insurance reform bill.
Having expanded my international profile, I was a research fellow at the University of Bologna (Italy) in the European Commission 2020 funded “MCDS Therapy” project. More recently, I took a leading analyst role in the Department of Health and Aged Care (Australia) commissioned project “Private health insurance actuarial studies for Lifetime Health Cover and risk equalization” working together with Prof McGuire (Harvard), Prof Van Kleef (Erasmus) and Prof Paolucci (UoN).
My publication record contains several policy reports and book chapters, including a chapter titled “Health Plan Payment in Chile” for a volume edited by Prof T. McGuire & R. van Kleef (Elsevier).
I have authored several peer-reviewed publications in ABDC A / Q1 journals.
My work has been featured in prominent newspapers internationally and nationally, such as El Mercurio (Chile), The Independent Australia, The Conversation and The Monthly.
Qualifications
- B BUSINESS ENGINEER, Universidad de Chile, Santiago - Chile
- B SCIENCE IN ECONOMICS, Universidad de Chile, Santiago - Chile
Keywords
- health insurance
- risk adjustment
Languages
- Spanish (Mother)
- English (Fluent)
Fields of Research
| Code | Description | Percentage |
|---|---|---|
| 380202 | Econometric and statistical methods | 20 |
| 420311 | Health systems | 30 |
| 380108 | Health economics | 50 |
Professional Experience
UON Appointment
| Title | Organisation / Department |
|---|---|
| Associate Lecturer | University of Newcastle Newcastle Business School Australia |
Publications
For publications that are currently unpublished or in-press, details are shown in italics.
Chapter (1 outputs)
| Year | Citation | Altmetrics | Link | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2018 |
Velasco C, Henriquez J, Paolucci F, 'Health plan payment in Chile', 235-261 (2018) [B1]
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Journal article (10 outputs)
| Year | Citation | Altmetrics | Link | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 |
Berardi C, Prieto PA, Henriquez J, Paolucci F, 'Preconditions for efficiency and affordability in mixed health systems: are they fulfilled in the Australian public-private mix?', HEALTH ECONOMICS POLICY AND LAW [C1]
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| 2025 |
Henriquez J, van de Ven W, Melia A, Paolucci F, 'The roads to managed competition for mixed public-private health systems: a conceptual framework', HEALTH ECONOMICS POLICY AND LAW [C1]
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| 2025 |
Henriquez J, Brammli-Greenberg S, Trottmann M, Paolucci F, 'The roadmaps to managed competition: theory and practice', Health Economics Policy and Law, 20, 88-99 (2025)
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| 2023 |
Henriquez J, Iommi M, McGuire T, Mentzakis E, Paolucci F, 'Designing feasible and effective health plan payments in countries with data availability constraints', JOURNAL OF RISK AND INSURANCE, 90, 33-57 (2023) [C1]
Risk equalization schemes, which transfer money to/from insurers that have above/below average risks, are a fundamental tool in regulated health insurance markets in ma... [more] Risk equalization schemes, which transfer money to/from insurers that have above/below average risks, are a fundamental tool in regulated health insurance markets in many countries. Risk sharing (the transfer of some responsibility for costs from a plan to the regulator or the overall insurance market), are an additional method of insulating insurers who attract higher-than-average risks. This paper proposes, implements and quantifies incorporating risk sharing within a risk equalization scheme that can be applied in a data-poor context. Using Chile's private health insurance market as case study, we show that modest amount of risk sharing greatly improves fit even in simple demographic-based risk equalization. Expanding the model's formula to include morbidity-based adjustors and risk sharing redirects compensations at insurer level and reduces opportunity to engage in profitable risk selection at the group level. Our emphasis on feasibility may make alternatives proposed attractive to countries facing data-availability constraints.
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Open Research Newcastle | |||||||||
| 2023 |
Klein PP, van Kleef R, Henriquez J, Paolucci F, 'The interplay between risk adjustment and risk rating in voluntary health insurance', JOURNAL OF RISK AND INSURANCE, 90, 59-91 (2023) [C1]
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Open Research Newcastle | |||||||||
| 2023 |
Moy N, Flynn D, Henriquez J, Connelly LB, Vale L, Paolucci F, 'Interventions for improving clinical outcomes and health-related quality-of-life for people living with skeletal dysplasias: an evidence gap map', QUALITY OF LIFE RESEARCH, 32, 2751-2762 (2023) [C1]
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Open Research Newcastle | |||||||||
| 2023 |
Antonini M, van Kleef RC, Henriquez J, Paolucci F, 'Can risk rating increase the ability of voluntary deductibles to reduce moral hazard?', GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE, 48, 130-156 (2023) [C1]
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Open Research Newcastle | |||||||||
| 2022 |
Smits M, Henriquez J, Melia A, Paolucci F, 'Stability of Private Health Insurance in Australia: Analysis and Proposal of a Legislative Framework to Boost Participation', Australian Business Law Review, 50, 291-300 (2022) [C1]
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Open Research Newcastle | |||||||||
| 2020 |
Henriquez J, Gonzalo-Almorox E, Garcia-Goni M, Paolucci F, 'The first months of the COVID-19 pandemic in Spain', HEALTH POLICY AND TECHNOLOGY, 9, 560-574 (2020) [C1]
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Open Research Newcastle | |||||||||
| 2020 |
Alejandra Benitez M, Velasco C, Sequeira AR, Henriquez J, Menezes FM, Paolucci F, 'Responses to COVID-19 in five Latin American countries', HEALTH POLICY AND TECHNOLOGY, 9, 525-559 (2020) [C1]
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Open Research Newcastle | |||||||||
| Show 7 more journal articles | |||||||||||
Miss Josefa Henriquez
Position
Associate Lecturer
Newcastle Business School
College of Human and Social Futures
Contact Details
| josefa.henriquez@newcastle.edu.au | |
| Mobile | 0491691450 |
| Links |
Research Networks Personal webpage |
