OS-HELP loan


OS-HELP is a loan that assists eligible students, who are based in Australia, to undertake an overseas experience. Students may receive one loan per 6 month study period for one or two overseas study periods.

Any student applying for an OS-HELP loan must have completed 80 units of study prior to receiving the loan and have 10 units remaining to complete upon return to Australia.

Semester Exchange - You must be receiving a minimum of 30 units of credit for your semester exchange.

Academic short course - You must be receiving atleast 10 or 20 units of credit for your academic short course depending on the length of the course.

Study tour / Placement / Internship - The overseas experience must count directly towards the completion of a specific course.

For full eligibility criteria, please click here

For 2020, the maximum you can borrow for a six-month study period is:

  • $6,913 (if you will not be studying in Asia); or
  • $8,295 if you will be studying in Asia; and
  • students undertaking study in Asia may be eligible for a supplementary loan amount of up to $1,104 to assist with the cost of language study, undertaken in preparation for your overseas study in Asia.

Applying for OS-HELP

To apply for OS-HELP, please complete the OS-HELP Loan Application Form AND OS-HELP Debt Confirmation Form

You can submit your application by emailing it from your student email account to fees@newcastle.edu.au along with the required supporting documents:

  • Semester Exchange - Signed and approved CATS approval letter showing a minimum of 30 units of credit
  • Academic Short Course – Signed and approved CATS Approval letter and acceptance letter from the overseas institution outlining dates of the program
  • Study tour / Placement / Internship – Confirmation letter signed by convenor / course coordinator

OS-HELP is administered by the Student Processes Office. If you have an enquiry, please contact Fees@newcastle.edu.au

The University of Newcastle acknowledges the traditional custodians of the lands within our footprint areas: Awabakal, Darkinjung, Biripai, Worimi, Wonnarua, and Eora Nations. We also pay respect to the wisdom of our Elders past and present.