UON holds insurance policies to cover students while undertaking approved activities required by a course or authorised by a Faculty/School. The process for approving activities is varied and is dependent on the nature of the activity being undertaken.
Approval for these activities is included in the funding application process or through the Faculty/School. Approved activities include iLead, course related travel (international) and domestic experiences, and other overseas study opportunities.
Students may be covered by the University's insurance policies while undertaking a professional placement that is a course requirement. The Placement/WIL must form part of the curriculum and be assessed by a course coordinator.
It is not necessary to obtain any specific approval and/or authorisation for these activities outside the scope of course requirements.
Students may apply to be covered for unpaid work experience that is above and beyond course requirements.
To obtain approval for unpaid work experience, complete and return the Work Experience Cover Request Form to confirm coverage prior to commencing the activities.
UON's insurance policies do not insure students for paid work experience. Students must check coverage with their employer in this instance.
UON Insurance Cover
This information provides a brief overview but is not an insurance contract. Contact Insurance for more information about policy inclusions, how to make a claim and/or to obtain confirmation of cover.
UON’s personal accident insurance covers students while engaged in course-related activities.
What it covers
UON’s Personal Accident policy covers:
- Weekly injury benefit
- Home tutorial benefit
- Injury assistance benefit
- Modification benefit
- Medical expenses related to injury (only those not claimable on Medicare or attracting a Medicare rebate)
See the summary of personal accident policy for more details and limitations.
Make a claim
Step One: Notify your supervisor of the event and attend a doctor as necessary (please note, this is NOT a workers compensation claim)
Step Two: Ensure an Incident Report is logged online by a UON staff member
Step Three: Complete the Personal Accident Claim Form
Step Four: Ensure that the Medical Report Page within the claim form is completed by a medical practitioner
Step Five: Provide copies or scans of itemized costs in association with your injury, and completed claim form to Insurance
UON's insurance includes cover against legal liability for breaches of professional duty by students engaged in approved university activities by reason of any negligent act, error or omission in conduct of those university activities. The insurance is contingent on students acting within the scope of the approved activity.
The policy includes a worldwide cover , however for activity in other countries you may have to arrange additional coverage to satisfy the insurance requirements of that country.
UON's public liability insurance includes cover to protect against claims which may be brought by third parties for injury to third parties and/or damage to third party property in those instances in which the University, it's staff and/or students may be proven legally liable.
UON's cover may extend to sponsoring employers who accept students on practical placement required by their course.
If you travel domestically or internationally as part of your studies, insurance support is available for authorised and approved trips. Approval for these activities is included in the funding application process or through your Faculty/School. Approved activities include placement, course related travel, and other overseas opportunities. UON’s travel policy does not cover personal travel.
For further information, click here.
Students are not covered by UON's workers compensation insurance, as students are not classified as employees of the University.