Public Liability
The Public Liability policy provides cover for claims that may be brought by third parties for injury and/or property damage in those instances where a Club, Society or Collective may be shown to be legally liable. Although a claimant must be able to demonstrate that they have suffered a loss as a result of negligence, a claim can be brought against the group even if there is little or no proof - in this instance, the policy would cover Legal Defence costs for unsubstantiated claims.
It is particularly important that Executive Officers and Members minimise risk (both for themselves and the Club, Society or Collective) by not engaging in any behaviour which may allow the Insurer to claim that those actions have voided the policy. Flagrant breaches of safety codes, the University of Newcastle's policy & procedure, and the Club, Society or Collective constitution may result in claim denial.
If a Member becomes aware of an incident where a person is injured or property is damaged that may be the result of a Club, Society or Collective (or one of their members') actions, you must notify Insurance as soon as possible.
The University of Newcastle acknowledges the traditional custodians of the lands within our footprint areas: Awabakal, Darkinjung, Biripai, Worimi, Wonnarua, and Eora Nations. We also pay respect to the wisdom of our Elders past and present.