Your Super Space
FREE Contribution Caps Seminar: Tips, traps and strategies
Tuesday 8th November 2011
The rules around contributing to super can be complex and confusing. This seminar aims to take away the confusion and explain the different types of contributions to super.
It is suitable to all members considering:
- The difference between concessional and non-concessional contributions
- Incentives to contribute to super such as the spouse rebate and Government co-contribution
- The benefits of salary sacrifice arrangements
- Contribution caps and potential penalties for breaching them, and
- Strategies to minimise the effect of the contribution caps.
The Seminar is for ALL UniSuper members and will be held in ES204 Lecture Theatre DW George Building from 12:15pm to 1:15pm.
Registration is easy. Just go to http://www.unisuper.com.au/members/seminars to view the seminars currently scheduled and to register to attend.
FREE Transition to Retirement Seminar: What is it and how will it work for you?
Tuesday 8th November 2011
The 'transition to retirement' (TTR) strategy is a government initiative that recognises that you may want to decrease your working hours over time towards the end of your career. It allows you to access your super benefits as an income stream prior to retirement. Some members use it as an opportunity to boost their super benefits overall or just to ease into retirement.
This seminar is suitable for members who are approaching, or are over age 55, and want to understand the pros and cons of TTR, including:
- Government intent and requirements
- Converting your super to an income stream
- Taxation implications
- Incorporating salary sacrifice to boost your super, and
- Other issues to consider as the whether TTR may be appropriate for you
The Seminar is for ALL UniSuper members and will be held in ES204 Lecture Theatre DW George Building from 1:30pm to 2:30pm.
Registration is easy. Just go to http://www.unisuper.com.au/members/seminars to view the seminars currently scheduled and to register to attend.
FREE State Super Health Check (SSS and SAS members only)
Wednesday 9th November 2011
You will shortly receive your State Super statement for the 2010/2011 financial year. You may have some questions that you would like answered regarding your statement or simply wonder if you are on the 'right track' with your retirement planning.
As a benefit for employees we have negotiated for a financial planner from State Super Financial Services to be on site at the Newcastle University to answer your questions in the form of a one on one free 20 minute “Super Health Check”. The meetings will be with Adam Braye who is a Certified Financial Planner and has been providing advice to public sector members for over 14 years.
The meetings will be held on Wednesday 9th November from 9.00am in the “Helen Parr” Room
If you would like to book an appointment, please email Sue Butters at newcastle@ssfs.com.au or call her on 1800 807855 with your:
- Name
- Fund
- Employer
Sue will then confirm your appointment time via return email.
The local office services approximately 10,000 working members and 5000 retired members and employs 10 full time Certified Financial Planners (CFP's), all of whom live in the area.
Further information on SSFS, including a Financial Services Guide and privacy policy can be found at www.ssfs.com.au or by calling the local office on 02 4016 2255 and asking for Sue Butters, the local Practice Manager.
UniSuper Advice
Friday 11th November 2011
George Michelini, Private Client Adviser with UniSuper Advice, will be at the Newcastle campus Friday November 11, 2011 in the HR meeting room.
George is able to give advice to members (and their partners if applicable) on a variety of issues from retirement, to pre-retirement planning and wealth creation.
Please call 1300 331 685 if you would like to make a time to see George on the date above. Available times for an appointment Friday November 11th 10.00am - 11:30am 2:30pm - 4:00pm
The advice team member who takes your call will ask you a few questions to ascertain if it is appropriate for you to meet with George or if they can assist you directly over the phone.
UniSuper Advice will not charge a fee for the initial appointment. If you wish to receive personal advice, a fixed quote will be provided at the conclusion of the meeting.
For more information about the services offered by UniSuper Advice, refer to their Financial Services Guide which is available at the UniSuper website
*For staff who are unavailable on Friday November 11th, please call 1300 331 685 to arrange an appointment at an alternate time.
